Timothy Winn

Timothy Lewis Winn (born October 21, 1970 in Houston, Texas) is an American banker, investor, and consultant currently a Managing Director of Guard Royale, Ltd. Co. He is considered an expert in banking particularly process and operations. Formerly, He was the Director of Regulatory Compliance at Clayton Holdings, a due diligence firm that was heavily involved in the mortgage boom and subsequent crisis. He is the founder of Exponchal.com, a website that helps entrepreneurs find funding for their businesses.

His father is a noted genealogist and there has been much published on his family both paternally (The Wynne line claims to descend from Owain Gwyned) and maternally. Winn is related to Arthur Dobbs on his maternal side.^[1]

Early life

Tim was born in Houston, Texas at Memorial Hospital. His father, Winston Wellington Winn (born 1938 in Commerce, Texas) was a Professional Engineer in the Houston oil field service business. His mother, Diane Winn (born 1944) was briefly a textbook editor at the MD Anderson Center before becoming a teacher. His parents met at The University of Texas in Austin and were married in 1966. Winston received a Bachelor of Engineering Science degree and Diane received a Bachelor of Arts with Honors in English. Winston was a reservist in the Marine Corps and later served in the US Army (1959–1962) prior to finishing college.^[2]

College

Tim graduated from The University of Texas at Austin in 1993 with a degree in Economics. He moved to Dallas, Texas in 1995 to go to graduate school. He graduated from the University of Texas at Dallas with a MBA in 1998. He later returned to earn a Master’s of Science in Accounting in 2010.^[3]

Career

Tim began his career as a loan officer in 1993. He became President of a mortgage company in 1997. His company focused on either helping struggling property owners avoid foreclosure or helping banks liquidate foreclosed assets. In 2001 he joined Clayton, a due diligence firm. He traveled across the U.S. reviewing mortgage loans that were being sold and packaged into mortgage backed securities. Clayton was the largest due diligence firm in the United States. Tim was assigned to a client in Chicago during the rapid changes to different state anti=predatory laws. He developed an expertise for compliance testing and handled updating of the computer system used to verify compliance with federal, state, and local anti-predatory lending laws. He was promoted to head the compliance department. As investment banks were concerned with litigation risks of acquiring predatory loans, Clayton, under Winn’s leadership, became the industry leader in compliance testing and revenue soared. The company went public in 2006 and Tim left in 2007. In 2012, he founded Exponchal, a website that helps entrepreneurs for no charge with the documents to legally raised capital from investors.

References

1. ↑ Ladd, Edward (1972). Gone to Alabama; a history of the Dobbs and Gilbreath families. 
2. ↑ Bettridge, John. "Winn - Winston W". 
3. ↑ "Winn - Timothy".